Get the Right Payment, Every Time

With our powerful loan calculator, discover your perfect car financing plan in just a few clicks. Get insights on monthly payments, trade-in benefits, and more.

  • Accurate estimates tailored to your budget.
  • Evaluate loan terms, APRs, and down payments easily.
  • Analyze your approval rating risk and affordability.
  • Find out if you need GAP Insurance based on trade-in equity.

Disclaimer: Some prices, such as GAP insurance, extended warranty, or interest rates, are based on industry averages and may not reflect exact values. However, the calculator provides highly accurate payment estimates to guide your financial decisions.

Please provide a valid car price.
Please select a valid APR.

Your Results Will Display Here

Enter your data above to calculate your car payment, assess risks, and view an amortization schedule. You'll also receive personalized insights like GAP insurance recommendations and risk analysis.

Loan Summary

Your Selection

Alternative Options


Monthly Payment

$0.00

Loan Amount

$0.00

Total Interest Paid

$0.00

Loan Term

72 Months

Trade-In Tax Savings

$0.00

Option 1

0% Down | 84 Months

Monthly Payment: $0.00


Option 2

$3,000 Down | 72 Months

Monthly Payment: $0.00


Option 3

$5,000 Down | 72 Months

Monthly Payment: $0.00


Option 4

$7,000 Down | 84 Months

Monthly Payment: $0.00


*Alternative options are based on varying down payments and loan terms at the same APR.

Default Risk Probability

0%

Likelihood of default based on your inputs.

Debt-to-Income Ratio

0%

Comparison of monthly debt payments to income.

*Risk estimates are calculated based on your input data and national averages. Adjustments may be needed based on your specific financial situation.

GAP Insurance Recommendation

Understand whether GAP Insurance is suitable for your loan based on the trade-in equity and debt-to-income ratio.

No recommendation yet


*Recommendations are based on your input and industry averages. For a detailed assessment, consult with a financial expert.

Amortization Schedule

No recommendation yet